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How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you’ll have saved at retirement. Know how your pension or savings plan is invested. Financial security and knowledge go hand in hand.

Ask Questions

These tips point you in the right direction. But you’ll need more information. Talk to your employer, your bank, your union, or a financial advisor. Ask questions and make sure the answers make sense to you. Get practical advice and act now.  Financial security doesn’t just happen. It takes planning and commitment and, yes, money.

Facts

  • Today, only 42 percent of Americans have calculated how much they need to save for retirement.

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