- Suspicious theft of personal property while stored in a vehicle or motor home (commonly claimed under a homeowner’s insurance policy).

 - Policy backdated prior to loss date and/or theft of premium dollars intended for payment of coverage.

 - Mold related.

 - Property damage not included in other definitions.

Healthcare

 - Embezzlement of funds.

 - Using another’s identity to secure health care benefits.

 - Denotes cases where patients are recruited and given incentives to undergo medical procedures, whether those procedures were actually performed or not.

 - Medical provider knowingly submits false medical bills by billing for services not rendered, billing for wrong procedure codes or billing for procedures of a medical necessity when procedures may have been elective or cosmetic in nature and not covered by health insurance.

 - False billings by medical providers for immunizations that were not given.

 - Pharmacy inflates bills or falsifies codes.