- Inflated claims from fire loss.

Property

 - Suspicious residential theft.

 -Suspicious commercial business theft.

 -Insured reports baggage/cargo lost by commercial carrier (airline, bus, train, vessel).

 - Theft or damage to watercraft/aircraft while not on a trailer.

 - Arson of watercraft/aircraft while not on a trailer.

 - Vandalism or malicious mischief to the interior or exterior of business or residence.