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- Misrepresenting payroll to obtain workers’ compensation coverage at a lower premium. (Example: Over-reporting wages as if employees are experienced journeyman with less likelihood of injury and thus allowing for lower premiums or under-reporting payroll to keep premiums lower.)
X- - Misrepresenting claims history by not reporting reportable injuries or by creating shell companies to give the impression of a non or low claims history to obtain workers’ compensation coverage at a lower premium.
- Embezzlement of funds.
-Uninsured Employers.
Other
- Casualty, injury or theft that does not pertain to other fraud code definitions.
- Suspicious loss or damage incurred to agricultural products and/or livestock not caused by acts of nature.
Fire
-Suspicious commercial/business fire damage.
- Suspected arson for hire.
- Suspicious residential fire damage.
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