- Damages to vehicle exaggerated, non-existent, pre-existing or vehicle damaged at a later point in time.

 - Damages inflated or exaggerated, non-existent or pre-existing; excessive billing of vehicle body parts or repair work.

 -Vehicle or motor home theft.

 - Vehicle or motor home arson.

/Vandalism - Vehicle or motor home vandalism including such items as car rims, stereo equipment and engine parts.

/Broker - Policy backdated prior to loss date and/or theft of premium dollars intended for payment of coverage.

 -Embezzlement of funds.

Watercraft/Theft Damage - Watercraft stolen or damaged while being transported on trailer.

Arson - Arson of a watercraft while transported on trailer.

 - Any other auto-related circumstance not listed above involving the presentation of false documents as proof of insurance.