[back to Table of Contents]

V. OTHER ISSUES

The Fair Credit Reporting Act

The Gramm-Leach-Bliley Act's notice and opt out provisions are in addition to the obligations imposed by the Fair Credit Reporting Act (FCRA). If the FCRA currently requires that you make clear and conspicuous disclosures to your consumers regarding your sharing of certain information (such as consumer report and application information) with your affiliates, you must continue to do so. The GLB Act requires these disclosures to be made as part of any privacy policy you give to your consumers or customers. More information about the FCRA and how it applies to your information sharing practices is available at www.ftc.gov/os/statutes/fcrajump.htm.

Enforcement.