For more information on investing wisely and avoiding costly mistakes, please visit the Investor Information section of the SEC's website. You also can learn more about several investment topics, including asset allocation, diversification and rebalancing in the context of saving for retirement by visiting NASD's Smart 401(k) Investing website as well as the Department of Labor's Employee Benefits Security Administration website.

You can find out more about your risk tolerance by completing free online questionnaires available on numerous websites maintained by investment publications, mutual fund companies, and other financial professionals. Some of the websites will even estimate asset allocations based on responses to the questionnaires. While the suggested asset allocations may be a useful starting point for determining an appropriate allocation for a particular goal, investors should keep in mind that the results may be biased towards financial products or services sold by companies or individuals maintaining the websites.