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With any investment, whether promoted in person, by mail, telephone, or on the Internet, a wise investor should always slow down, ask questions, and get written information. Take notes so you have a record of what you were told, in case you have a dispute later.

  1. Is the investment registered with the SEC and the state securities agency in the state where I live or is it subject to an exemption?

  2. Is the person recommending this investment registered with my state securities agency? Is there a record of any complaints about this person?

  3. How does this investment match my investment objectives?
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